Hi Everyone!

Welcome to Betty’s Smart Ideas – my new monthly newsletter. 

It’s a space dedicated to helping you make informed financial choices, enrich your personal life, and explore my favorite tips and ideas along the way!

Every month, I’ll share practical financial advice, personal growth insights, and creative ideas that have inspired me – or just made me laugh.  

Let’s get smart together – about reaching our goals and building a fulfilling life together.

Launching my new podcast in January: Betty’s Smart Friends! 

I’ll host inside conversations with an array of my smart friends, where we will explore the full picture of what true success looks like—from health and relationships to personal growth, passion projects and mental well-being.  I believe success for women is not just measured by numbers, but by the quality of our lives and the balance we create.  

You will find me on Apple Podcasts and Spotify for inspiring conversations with trailblazing women, expert advice, and real-life stories that celebrate success in all its forms.  (To keep in the loop – follow me on LinkedIn and Instagram – and share with your friends too.) 

My Family Thanksgiving Tradition I’m excited for this week:
Watching A Charlie Brown Thanksgiving and A Garfield Thanksgiving together.

I just had to share this with you all: 

I found this list of Mood-Boosting Tips and Tricks, and in these chaotic times, it’s really helped me!  

• Text an old friend about one of your favorite shared memories.  
• Smile—even forcing a smile can trick your mind into triggering happy chemicals.  
• Watch a favorite episode of one of your go-to TV shows.  
• Give someone a compliment! Their appreciation will make both of you feel good, and they may throw a flattering return compliment your way, too. 
• Take a few deep, intentional breaths. In through your nose, out through your mouth.

Did you think about this? As 2024 wraps up – are you maximizing your tax deductions? Check this out to see if you can still make a deductible IRA contribution. If you want to be sure – email me and we can set up time to chat.

Disclosures: BW Financial LLC dba BW Financial Planning is an Investment Adviser registered with the State of Colorado. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication’s conclusions. This communication is for informational purposes only and should not be construed as legal, accounting and/or tax advice. Should you have any questions and/or issues in these areas, please consult your legal, tax and/or accounting adviser.