BW Financial, LLC doing business as (“dba”) BW Financial Planning is a registered investment advisor offering advisory services in the State of Colorado and in other jurisdictions where exempted. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of BW Financial, LLC unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. This website may provide links to others for the convenience of our users. Our firm has no control over the accuracy or content of these other websites.
Advisory services are offered through BW Financial, LLC, an investment advisor firm domiciled in the State of Colorado. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by our firm in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. For information concerning the status or disciplinary history of a broker-dealer, investment advisor, or their representatives, a consumer should contact their state securities administrator.
CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about our clients to those employees and agents who need to know that information to provide products and services to our clients. We maintain physical, electronic and procedural safeguards to protect our clients’ nonpublic personal information. We respect and value that you have entrusted us with your private financial information, and we will work diligently to maintain that trust. We are committed to preserving that trust by respecting your privacy as provided herein.
BW Financial Planning is an Investment Adviser registered with the State of Colorado. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication’s conclusions. This communication is for informational purposes only and should not be construed as legal, accounting and/or tax advice. Should you have any questions and/or issues in these areas, please consult your legal, tax and/or accounting adviser. Please contact us at betty@bwfinancialplanning or 303-993-3726 if there is any change in your financial situation, needs, goals or objectives. Additionally, we recommend you compare any account reports from BW Financial Planning with the account statements from your Custodian. Please notify us if you do not receive statements from your Custodian on at least a quarterly basis. Our current disclosure brochure, Form ADV Part 2, is available for your review . This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis.
SOCIAL MEDIA DISCLOSURE
BW Financial Planning maintains a presence on third-party social media sites including LinkedIn, Instagram, Twitter and Facebook.
Notes about BW Financial Planning and social media:
Please note that BW Financial Planning is not affiliated with LinkedIn, Instagram, Twitter, and Facebook, and has no control over how these and other third-party sites use the information you share. If you participate in these or other social networking sites, you should be familiar with their respective privacy/security policies, be knowledgeable about how account settings work, and be aware of how user information can be displayed and used throughout the site. Please remember, for your own security, you should never communicate any personal or account information using these channels.
BW Financial Planning social media programs may follow another user, share or provide hyperlinks to third-party content, and/or "like/favorite" third-party content. Doing so is intended to provide additional perspective and should not be construed as an endorsement of any services, products, guidance, individuals, or points of view outside of BW Financial Planning. All content distributed through BW Financial Planning's social media channels are intended for U.S. residents only.
Whenever a third party posts content to our social media properties, this information remains the responsibility of the party submitting the content and does not represent BW Financial Planning viewpoints or serve as an indication or guarantee of future results. Content posted on BW Financial Planning's social media channels should not be considered a recommendation or personalized advice. Where specific advice is necessary or appropriate, individuals should consult with a qualified tax advisor, legal advisor, CPA, Financial Planner, or Investment Manager pertaining to the individual situations. Posts by others that describe opinions, views, or experiences may not be representative or indicative of another's personal experience. Members and connections that have a business relationship with BW Financial Planning or have other beneficial interest in commenting should be aware that they may have obligations to disclose that relationship or interest in their posts. Finally, BW Financial Planning reserves the right to remove comments received from third parties based on its established criteria.
Please keep in mind that our industry regulates how we can conduct conversations in these types of forums. So if you don't hear from us, don't take it personally.
If you're client and have questions about your account or need assistance with an account transaction, please contact BW Financial Planning directly.