I hope you are finding time to rest and recharge this summer. I learned an important lesson through my summer vacations this year – sometimes the most meaningful trips aren’t the Instagram-worthy getaways—they’re the ones where you show up for the people who matter most. 

I recently found myself at a Blues Travelers, Gin Blossoms, and Spin Doctors concert at Ravinia, outside Chicago, with my high school friends and honestly questioning what I was doing there. Then the nostalgia kicked in and reminded me why these moments matter. What struck me wasn’t the music (though the ’90s hits definitely delivered), but how our conversations have evolved from teenage drama to the real stuff of life—our kids graduating high school, our parents’ health, the weight of responsibilities we never saw coming back then.

These friendships have become so important to me – almost like a time capsule and a mirror all at once, showing us who we were and reflecting who we’ve become. I often talk a lot about investing in your future, but sometimes the best investment you can make is simply showing up for the relationships that have shaped you, even when it means spending a summer evening listening to old bands, because these connections—these people who knew you before you became who you are today—they’re priceless.

I’m excited to share the newsletter this month – we will talk about all kinds of opportunities, whether it’s dissecting the new tax legislation, or rethinking the way you approach health. We’ll be sure – as aways – to share the insights and strategies you need to make confident decisions.

Betty

The One Big Beautiful Bill Act has passed—
all 870 pages of it.

If you’re feeling overwhelmed by this massive new tax legislation, you’re not alone. Between phase-outs, income thresholds, and temporary versus permanent changes, it’s a lot to digest. 

Here’s the thing: you don’t need to understand every technical detail. What you need is someone who can translate this complexity into clear, actionable strategies that support your goals. That’s always been my commitment to you—take the overwhelming and make it understandable, take the complex and make it actionable.

While others analyze the technical details, I focus on what matters: how these changes impact your financial life. Whether you’re planning for retirement, managing your business, or simply trying to keep more of what you earn, there are specific opportunities in this bill for you.

I sent a detailed email linked here to my clients that breaks down the key changes, explains what they mean for different situations, and gives you clear next steps to take advantage of new opportunities.

Your job is to focus on your goals. My job is to handle the complexity. If you would like to chat about your particular situation, email me and we’ll set time up!

New Podcast Alert! Betty’s Smart Friends

What happens when 5,000-year-old healing wisdom meets cutting-edge medical science? You get a revolutionary approach to wellness that’s changing lives.

In our latest podcast episode, we explore how to bridge Eastern traditions with Western medicine to transform your relationship with aging, hormones, and emotional well-being. Our guest, Christy Stanger, reveals practical strategies for reading your body’s unique signals and building unshakeable self-trust in your healing journey.

You’ll discover:

    ✨Why your body’s innate wisdom is more powerful than you think

    ✨Hormone balance strategies that actually work long-term

    ✨How to combine ancient practices with modern science for maximum impact

    ✨Fresh perspectives on reclaiming vitality at any age

Ready to revolutionize your approach to health? Your body is already speaking to you—it’s time to learn its language. WATCH HERE

🎙️ Listen now on Apple podcasts, Spotify or @bettyfinancialon YouTube! 

Listen in on Apple Podcasts, Spotify or my YouTube channel @bettyfinancial.

What I’m reading: “The Measure” by Nikki Erlick

#Financial Check-in: Money Confidence for 2025

As 2025 moves on, I’m always here to schedule a conversation to ensure you have both the confidence and clarity needed to move forward purposefully. Click here to email me and let me know!

Disclosures: BW Financial LLC dba BW Financial Planning is an Investment Adviser registered with the State of Colorado. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication’s conclusions. This communication is for informational purposes only and should not be construed as legal, accounting and/or tax advice. Should you have any questions and/or issues in these areas, please consult your legal, tax and/or accounting adviser.