Welp, it’s the end of February already! This year as I work with clients, we’re diving into what truly matters—your financial confidence. In this newsletter we will start to share actionable insights, practical wisdom, and strategic approaches designed to transform how you think about and manage your money. Whether you’re looking to create a more intentional spending plan, or simply gain peace of mind about your financial future, join us as we explore the building blocks of financial confidence—because when you feel secure in your decisions, everything else falls into place.

Betty’s Smart Friends

Want to unlock the secrets of entrepreneurial success and tax-savvy wealth building? Don’t miss this power-packed episode of “Betty’s Smart Friends” where I sit down with Lisa Isom, the CEO of Minerva Group, who traded her corporate ladder for an entrepreneurial launchpad.

Lisa shares the financial wisdom she wishes she’d known sooner. Whether you’re dreaming of breaking free from the 9-to-5 or already navigating the entrepreneurial waters, this conversation is your roadmap to smarter money moves and sustainable success. Find me on Apple podcasts, Spotify or subscribe to my YouTube channel @bettyfinancial.

Key Takeaways from Lisa – that we can all relate to!:

• Dream Big, Plan Smart: Why successful people don’t just chase dreams – they map them. Learn how setting crystal-clear goals from day one can transform your business trajectory.
• Know Your Superpower: Discover the art of leveraging your natural talents while strategically developing the skills that will take your business to new heights.
• Financial Wisdom Matters: Get ahead of the game by partnering with financial professionals early – because the right guidance can help avoid tax headaches.
• Master Your Boundaries: Transform your work-life rhythm by setting boundaries that protect your energy and fuel your success.
• Power Your Circle: Build a tribe of fellow entrepreneurs who get it.

As I Hibernate – What I’m Reading:

All the Colors of the Dark

This novel is set across America spanning several decades and essentially about women claiming their autonomy while navigating trauma and identity – think of it as a literary triptych that combines missing person mystery, psychological thriller, and unexpected romance in one compelling narrative. I’m hooked!

As I Hibernate – My Confidence Binge:

Lesson in Chemistry (Apple TV) : Elizabeth Zott’s journey in “Lessons in Chemistry” offers a masterclass in financial resilience. By transforming a cooking show into a stealth science class, she not only secures her financial independence but creates a sustainable career on her own terms. Elizabeth demonstrates that financial confidence isn’t just about managing money, but about recognizing your unique value in a marketplace that may not initially appreciate it!

Financial Check-in: Money Confidence for 2025

As we move forward in 2025, I’m focusing on helping clients align their financial roadmaps with their deepest aspirations to ensure money confidence. How do you feel about your current direction? Is your cash flow working for you, not against you? Have you mapped out your spending goals for the year ahead?

Let’s schedule a conversation to ensure you have both the confidence and clarity needed to move forward purposefully. A quick check-in now can transform uncertainty into opportunity and hesitation into action. Be sure to email me if you’d like to review with me.

Disclosures: BW Financial LLC dba BW Financial Planning is an Investment Adviser registered with the State of Colorado. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication’s conclusions. This communication is for informational purposes only and should not be construed as legal, accounting and/or tax advice. Should you have any questions and/or issues in these areas, please consult your legal, tax and/or accounting adviser.