{"id":779,"date":"2025-12-17T14:37:46","date_gmt":"2025-12-17T14:37:46","guid":{"rendered":"https:\/\/bwfinancialplanning.com\/?p=779"},"modified":"2025-12-17T14:38:43","modified_gmt":"2025-12-17T14:38:43","slug":"thanks-for-being-here","status":"publish","type":"post","link":"https:\/\/bwfinancialplanning.com\/?p=779","title":{"rendered":"Thanks for Being Here!"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Dear Friends,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Can you believe we&#8217;re wrapping up another year? I don&#8217;t know about you, but December always makes me pause and think about everything we&#8217;ve juggled\u2014and honestly, &#8220;juggled&#8221; might be too gentle a word for what we do.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This year on Betty&#8217;s Smart Ideas, we&#8217;ve had some real conversations about what it takes to get through all of it without losing ourselves in the process. We&#8217;ve talked about finding your voice when doctors aren&#8217;t listening and setting boundaries without guilt (still working on that one myself).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We&#8217;ve also talked about the good stuff, like how to redefine what success looks like at this stage, and why we need to stop apologizing for taking care of ourselves first.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The women I&#8217;ve connected with this year keep reminding me that we don&#8217;t have to do it all perfectly. We just need to figure out what really matters, ask for help when we need it, and stop feeling bad about putting ourselves on the priority list. And those hot flashes and sleepless nights? They&#8217;re annoying, but they don&#8217;t make us any less capable\u2014if anything, we&#8217;re sharper and more confident than ever.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here&#8217;s to heading into 2026 knowing what we&#8217;re worth and surrounding ourselves with people who get it!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Thanks for being here,<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Betty<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-betty-s-smart-friends-three-yes-3-new-podcasts-dropped\">Betty\u2019s Smart Friends \u2013 THREE, yes 3, New Podcasts Dropped!!<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Since our last newsletter, we\u2019re diving into two major life transitions and taking a big leap \u2013 all while making sure you take care of yourselves:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-understanding-long-term-care-costs-insurance-options-and-planning-for-dignity-in-aging\"><strong>Understanding Long-Term Care: Costs, Insurance Options, and Planning for Dignity in Aging<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">I sat with Jenny Reynolds, aging life care specialist and founder of Graceful Guidance Care Management, to tackle one of the most challenging transitions we face: caring for aging parents. Whether you&#8217;re just noticing changes in your parents or you&#8217;re deep in the caregiving journey, this conversation offers both compassionate guidance and actionable advice for this delicate life stage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-menopause-unplugged-breaking-the-silence-on-women-s-health-with-dr-sonia-novotny\"><strong>Menopause Unplugged: Breaking the Silence on Women\u2019s Health with Dr. Sonia Novotny<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">I excitedly chatted with Dr. Sonia Novotny: board-certified OB-GYN and Menopause Society member, to break the silence on perimenopause and menopause. We discuss practical lifestyle changes that can make a real difference and how to find healthcare providers who truly understand menopause. The bottom line? Knowledge is power, and it&#8217;s time we normalize talking about women&#8217;s health at every stage of life.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-create-meaningful-celebrations-without-the-pressure-of-perfection\"><strong>How To Create Meaningful Celebrations Without the Pressure of Perfection<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">In this episode, I speak with Jaala Sheldon, a luxury event planner who made the bold leap from fashion to entrepreneurship. She gets refreshingly real about the messy middle of transitioning from corporate to entrepreneur and how to price your services without underselling your expertise. Whether you&#8217;re in the events world, considering a career pivot, or running your own business, Jaala&#8217;s insights on creating sustainable success (without burning out) are a must-listen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P.S. If you&#8217;re planning a corporate event and want someone who brings both creativity and business savvy to the table, reach out to Jaala\u2014she&#8217;s the real deal \u2013 email me and I\u2019ll connect you!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Listen in on&nbsp;<a href=\"https:\/\/urldefense.proofpoint.com\/v2\/url?u=https-3A__bwfinancialplanning.us4.list-2Dmanage.com_track_click-3Fu-3D119e09a2637977b0cdbfc1cd5-26id-3Dbe129bd43f-26e-3D9e7908574a&amp;d=DwMFaQ&amp;c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&amp;r=ZjlKZHpjvVwThiorf68YAg5QgoEoMeAO12yflhkAwLw&amp;m=Dtt-1DOWrfzbmKKxZWfLZQL07oomtkxiD3bO4L_XUo0PJWhFDBb-QleXwQgEChM5&amp;s=LtFIid3RdO_XmALuNZHK6EOTZ-LRPwHRLkOvvIyH8Nc&amp;e=\" target=\"_blank\" rel=\"noreferrer noopener\">Apple Podcasts<\/a>,&nbsp;<a href=\"https:\/\/urldefense.proofpoint.com\/v2\/url?u=https-3A__bwfinancialplanning.us4.list-2Dmanage.com_track_click-3Fu-3D119e09a2637977b0cdbfc1cd5-26id-3D6d9e68648f-26e-3D9e7908574a&amp;d=DwMFaQ&amp;c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&amp;r=ZjlKZHpjvVwThiorf68YAg5QgoEoMeAO12yflhkAwLw&amp;m=Dtt-1DOWrfzbmKKxZWfLZQL07oomtkxiD3bO4L_XUo0PJWhFDBb-QleXwQgEChM5&amp;s=01AKF-tG0pMHC6SBjGwN3toqUqd_49cmhujBdpRVfus&amp;e=\" target=\"_blank\" rel=\"noreferrer noopener\">Spotify<\/a>&nbsp;or my&nbsp;<a href=\"https:\/\/urldefense.proofpoint.com\/v2\/url?u=https-3A__bwfinancialplanning.us4.list-2Dmanage.com_track_click-3Fu-3D119e09a2637977b0cdbfc1cd5-26id-3Da2669b6718-26e-3D9e7908574a&amp;d=DwMFaQ&amp;c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&amp;r=ZjlKZHpjvVwThiorf68YAg5QgoEoMeAO12yflhkAwLw&amp;m=Dtt-1DOWrfzbmKKxZWfLZQL07oomtkxiD3bO4L_XUo0PJWhFDBb-QleXwQgEChM5&amp;s=xudu79g2qukA0cgaJ-cvVFHmlJXUoUbe3X6BCNxZA_E&amp;e=\" target=\"_blank\" rel=\"noreferrer noopener\">YouTube channel @bettyfinancial<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" data-id=\"781\" src=\"https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Closing-Card-Julia-Wiswell-1-1024x576.jpg\" alt=\"\" class=\"wp-image-781\" srcset=\"https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Closing-Card-Julia-Wiswell-1-1024x576.jpg 1024w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Closing-Card-Julia-Wiswell-1-300x169.jpg 300w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Closing-Card-Julia-Wiswell-1-768x432.jpg 768w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Closing-Card-Julia-Wiswell-1-1536x864.jpg 1536w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Closing-Card-Julia-Wiswell-1-1600x900.jpg 1600w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Closing-Card-Julia-Wiswell-1.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" data-id=\"782\" src=\"https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Klewsaat-Closing-Card--1024x576.jpg\" alt=\"\" class=\"wp-image-782\" srcset=\"https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Klewsaat-Closing-Card--1024x576.jpg 1024w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Klewsaat-Closing-Card--300x169.jpg 300w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Klewsaat-Closing-Card--768x432.jpg 768w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Klewsaat-Closing-Card--1536x864.jpg 1536w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Klewsaat-Closing-Card--1600x900.jpg 1600w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Klewsaat-Closing-Card-.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/JaalaClosing-1024x576.png\" alt=\"\" class=\"wp-image-783\" style=\"width:384px;height:auto\" srcset=\"https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/JaalaClosing-1024x576.png 1024w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/JaalaClosing-300x169.png 300w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/JaalaClosing-768x432.png 768w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/JaalaClosing-1536x864.png 1536w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/JaalaClosing-1600x900.png 1600w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/JaalaClosing.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-i-m-reading\">What I&#8217;m Reading:<\/h3>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:23% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"208\" height=\"313\" src=\"https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Homeseeking.png\" alt=\"\" class=\"wp-image-784 size-full\" srcset=\"https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Homeseeking.png 208w, https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/12\/Homeseeking-199x300.png 199w\" sizes=\"(max-width: 208px) 100vw, 208px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"wp-block-paragraph\"><strong>Homeseeking &nbsp;by Karissa Chen<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This book has stayed with me. It follows a Taiwanese-American woman navigating family expectations, identity, and the complicated question of where we actually belong when we&#8217;re caught between two cultures. What struck me most was how the story weaves in Taiwan&#8217;s history and political turmoil, which gave me real insight into the country where my parents are from and what it&#8217;s been through. This one is worth your time!<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-should-i-try-it\"><strong>Should I Try It??<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">I keep seeing these new Starbucks protein powder drinks everywhere. And we all know we think we need protein every second of the day. Has anyone tried them? Are they actually good, or just another overhyped trend I should skip? Please let me know!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-thank-you-all-for-another-amazing-year\"><strong>Thank You All for Another Amazing Year!!!<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">I&#8217;m just really grateful you&#8217;re here. Seriously\u2014your stories, your questions, the real stuff you share about what&#8217;s going on in your life\u2014that&#8217;s what makes this whole thing work. So please, keep telling me what&#8217;s on your mind and what you actually need. Resources? Connections? Someone who just gets it? I want to help however I can. Just let me know what would make a difference for you, and I&#8217;ll figure out how to make it happen. We&#8217;re all in this together.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-feel-confident-about-your-year-end-planning\">Feel Confident About Your Year-End Planning<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">With just a few weeks (days!) left in 2025, now&#8217;s the time to think about any last-minute moves that could help your financial situation, whether that&#8217;s tax planning, maximizing retirement contributions, or using up FSA funds before they expire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/mcusercontent.com\/119e09a2637977b0cdbfc1cd5\/files\/3ebb6749-2630-f362-b54b-436a94dffbe1\/What_Issues_Should_I_Consider_Before_The_End_Of_The_Year_2025_1_.pdf\">I&#8217;ve attached here a quick checklist of things to consider <\/a>before December 31st, take a look and let me know if you have questions about anything that applies to you. I&#8217;m happy to discuss any questions you may have, or if you just feel like confirming the decisions we have already made.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-small-font-size wp-block-paragraph\">Disclosures: BW Financial LLC dba BW Financial Planning is an Investment Adviser registered with the State of Colorado. All views, expressions, and opinions included in this communication are subject to change. This communication is not intended as an offer or solicitation to buy, hold or sell any financial instrument or investment advisory services. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. We may, from time to time, have a position in the securities mentioned and may execute transactions that may not be consistent with this communication\u2019s conclusions. This communication is for informational purposes only and should not be construed as legal, accounting and\/or tax advice. Should you have any questions and\/or issues in these areas, please consult your legal, tax and\/or accounting adviser.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dear Friends, Can you believe we&#8217;re wrapping up another year? I don&#8217;t know about you, but December always makes me pause and think about everything we&#8217;ve juggled\u2014and honestly, &#8220;juggled&#8221; might be too gentle a word for what we do. This year on Betty&#8217;s Smart Ideas, we&#8217;ve had some real conversations about what it takes to [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":682,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,15],"tags":[22,3],"class_list":["post-779","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-planning","category-personal","tag-financial-planning","tag-personal"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Thanks for Being Here!<\/title>\n<meta name=\"description\" content=\"Thanks for being here as we reflect on a year filled with meaningful conversations and personal growth.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bwfinancialplanning.com\/?p=779\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Thanks for Being Here: Navigating Life&#039;s Challenges\" \/>\n<meta property=\"og:description\" content=\"As we wrap up the year, we say thanks for being here! Let\u2019s celebrate our growth and the conversations that mattered most.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bwfinancialplanning.com\/?p=779\" \/>\n<meta property=\"og:site_name\" content=\"bwfinancialplanning.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bettyfinancial\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-17T14:37:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-17T14:38:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bwfinancialplanning.com\/wp-content\/uploads\/2025\/02\/Newsletter-e1740680829732.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1833\" \/>\n\t<meta property=\"og:image:height\" content=\"1638\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Betty Wang\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Thanks for Being 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